We teach families how to pay for college from money they own.
A nonprofit. One strategy, taught in full, for free.
Parents can no longer borrow whatever college costs. We teach them what to do instead.
Banks have used cash-building life insurance for decades, and families have been able to use the same design since 2021. We teach it for free.
- Name
- Economic Inclusion Fund
- Legal name
- Economic Inclusion Fund Incorporated
- Status
- A 501(c)(3) nonprofit organization. EIN 42-5254115.
- Founder
- Ron Harris, MBA, MBE, CFEI
- Address
- 1750 W Union Hills Drive, Unit 56, Phoenix, AZ 85027
- Phone
- (323) 419-1600
- ron@economicinclusionfund.org
Ron Harris
Ron Harris has more than 20 years of experience in finance, marketing, and education. He created Hybrid Financial Arbitrage (HFA), which turns a family’s debt payments into a life insurance policy they own, and has served more than 6,000 families across the United States.
Born in Los Angeles, he earned his master’s degree at the University of Essex in the UK. He has traveled to more than 40 countries to study what causes the gap between rich and poor families. Past clients include Union Bank of California, Prudential, and Sunkist.
- MBAMaster of Business Administration
- MBEMaster of Business Education
- CFEICertified Financial Education Instructor, National Financial Educators Council
Books by Ron Harris
Before They Turn Eight
The book this program is built on. Free on this site.
Get the free bookHybrid Retirement Arbitrage
Retirement strategies built on indexed universal life insurance.
The ERTC Guide
How business owners claim the Employee Retention Credit.
Start with the free book.
All four ways to pay for college, with the numbers, so you can decide what fits your family.